Bankruptcy can be confusing, especially when your emotions are already strained by your debt. An experienced attorney, however, can guide you through the process and help simplify your road to debt relief.
At the Orantes Law Firm in Los Angeles, we can help you navigate the bankruptcy process in California. Attorney Giovanni Orantes has been helping clients through the process in Southern California since 1999. He can provide you with straightforward advice about your debts.
Overview of the Process
Each type of bankruptcy is different. However, whether you are filing for Chapter 7 or Chapter 13, some key elements remain the same:
Choose an attorney: It is essential that you choose an attorney you feel comfortable with and one who is experienced at handling all types of bankruptcy issues. When you work with our firm, you can expect quality service, personal attention and skilled representation at every stage of the process.
- Gathering information: To file for bankruptcy, you need to gather all the information about your debts and assets. It is vital that you be open and honest throughout the process. If you hide something from your attorney and the court, it could cause serious problems down the road. Working with our firm, we will compile a complete accounting of your financial situation so we can put you in the best position to regain your financial freedom.
- Filing for bankruptcy: We will complete the necessary forms and submit the required information to help you file for bankruptcy. The type of bankruptcy you file for will depend on your situation. We have extensive experience filing for Chapter 7, Chapter 11, Chapter 13 and Chapter 15.
- Automatic stay: No matter the type of bankruptcy you file for, an automatic stay will go into effect when you file. This means that all collections will stop on the debts you declare as part of your bankruptcy. This puts an end to harassing phone calls and letters from creditors. It can also temporarily stop foreclosure.
- Working with the court and trustee: The court process varies depending on the type of bankruptcy you file. With all types, a trustee will be appointed to oversee your case. Our firm can act as your advocate before the trustee and the court.
In a Chapter 13 bankruptcy, you will be put on a three- to five-year payment plan. With every type of bankruptcy, you will need to stay on top of your payments to creditors so you can rebuild your credit. There is life after bankruptcy, and you can gain the debt relief you need.
Contact Los Angeles Bankruptcy Lawyer
Bankruptcy may seem complex, but we can simplify it for you. Contact our law firm for a free initial consultation to discuss your debts and the bankruptcy process. We offer counsel in English and Spanish so you can be represented in your first language.