San Fernando Valley Unsecured Debt Attorney
Credit cards can be a dangerous trap. With high interest rates and low minimum monthly payments, it is easy to believe that you just need a little more time to pay them off. But eventually, you get to a point where you need to start looking for real solutions.
At the Orantes Law Firm, our Los Angeles credit card debt attorney has been helping individuals and businesses across California with credit card debt for over a decade. Taking a look at your complete financial picture, we give you honest answers about your rights and options, so you can find real solutions to your credit card debt.
Make the Law Work for You
There are two types of debt: secured debt and unsecured debt. Secured debt, like a mortgage, is backed by real assets, like a house. This means creditors have something to seize if you are unable to make payments. Credit card debt, however, is an unsecured debt.
Most creditors will hire a collections company to take care of credit card debt because there are no assets for them to seize. This often leads to creditor harassment. Luckily, unsecured debt is easy to discharge through Chapter 7 bankruptcy.
In addition to putting an immediate stop to creditor harassment, wage garnishment and other collection actions, filing for Chapter 7 bankruptcy will allow you to erase your credit card debt in just a few months. An experienced lawyer can guide you through the entire process and make sure you get the relief you deserve.
People find themselves facing serious credit card debt for all sorts of reasons. Whatever your concerns may be, we are ready to help you take real action to get rid of your debt and get a fresh start. From our Los Angeles offices, we offer legal counsel in Spanish and English. Contact us today to schedule a free initial consultation and learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.