You want to be able to pay off your debts, but there may come a time when you realize you cannot do it under the current conditions. Whether you are facing foreclosure or are facing creditor harassment, Chapter 13 bankruptcy could give you the time and resources to protect your assets and get the relief you need. At the Orantes Law Firm, in Los Angeles, lawyer Giovanni Orantes is dedicated to helping individuals throughout Southern California obtain relief from debt and protection from creditors by filing Chapter 13 bankruptcy. We offer a free initial consultation to look at the challenges you face and give you honest answers about your rights and options.
Filing for Chapter 13 bankruptcy provides immediate and long-term solutions. When you file, you receive an automatic stay, which immediately stops issues such as collection on lawsuit judgments, foreclosure, creditor harassment, and wage garnishment.
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We understand the full range of bankruptcy options you have at your disposal. If you do not have significant assets you need to protect, you may want to consider Chapter 7 bankruptcy. If you have more than $360,475 in unsecured debt and more than $1,081,400 in secured debts, Chapter 11 bankruptcy may be an option for you.
You do not have to risk losing everything you have built up in order to obtain relief from debts. You just have to talk to a Los Angeles Chapter 13 bankruptcy attorney who can help you consider your options. Call (213) 340-0534or contact us by e-mail to schedule a free initial consultation and learn more. Se habla español.