San Fernando Valley Credit Card Debt Attorney
Things do not always go as planned. If you filed for bankruptcy before, you were expecting to get solutions beyond immediate relief. But in today’s economy, many people who thought they could get back on their feet ended up facing new challenges as they struggled to take care of their debt.
At the Orantes Law Firm, our Los Angeles multiple bankruptcy attorneys have been helping individuals across Southern California get the debt relief they deserve for over a decade. We understand the challenges you face, and if you are considering filing for a second bankruptcy, we can help you explore your full range of options. You do not have to go through this difficult time on your own.
Make the Law Work for You
There are a number of challenges that can lead to serious debt. Job loss, divorce, and medical bills can all take people by surprise. Even people who have gone through the bankruptcy process before. Perhaps you filed for Chapter 13 bankruptcy in order to save your home or filed for Chapter 7 to get rid of your credit card debt. The process may have worked at the time, but new challenges call for new solutions.
There are strict federal laws that regulate how often a person or business can file for bankruptcy, but it is possible to file again. You have to wait eight years after bankruptcy before you can file for Chapter 7, but you only have to wait four years after a bankruptcy to file for Chapter 13. Our lawyer will take a look at your past bankruptcy and current financial concerns to help you come up with a plan that works.
Nobody plans on going through the bankruptcy process twice, but if you have serious debt concerns, you owe it to yourself to explore all your options. From our offices in Los Angeles, we offer legal counsel in English and Spanish, so you can get clear answers to these difficult questions. Contact us today to schedule a free initial consultation and learn more.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.