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Los Angeles Bankruptcy and Divorce Lawyer

Divorce and Your Financial Future

If you are facing the prospect of divorce and you have unmanageable levels of debt, you should speak with a bankruptcy attorney as soon as possible. While a pending divorce could complicate your financial situation, it also presents an opportunity to significantly reduce your debts.


Giovanni Orantes provides honest answers and sound advice to people facing financial problems. Mr. Orantes can discuss your debt relief options. He can also provide you with guidance regarding the timing of a potential bankruptcy filing relative to that of your divorce.


Contact Orantes Law Firm, today to schedule your free consultation.


Filing Bankruptcy Before You Divorce Can Save You Money


Should you file bankruptcy before divorcing? In many cases, the answer is yes, but it depends on your specific situation. By filing Chapter 7 bankruptcy with your spouse, for example, you can rid yourself of responsibility for jointly held debts, through the discharge of credit card debts, medical bills and personal loans. If you wait to deal with your community debt issues until after your divorce, you could be stuck with a portion of your ex-spouse’s debts. For other people, it may make sense to delay a bankruptcy filing until after your divorce. In this regard, a Chapter 13 or Chapter 11 bankruptcy can give you more time to deal with your debt problems, so you may wish to consider a “divorce-first, bankruptcy-second” strategy.


If Your Spouse Is Uncooperative


In this situation, it may make sense for you and your spouse to file bankruptcy separately. This is especially the case if you and your spouse had trouble agreeing on financial matters during your marriage. These conflicts could carry over to your divorce and any joint bankruptcy filing you undertake.


Los Angeles bankruptcy attorney Giovanni Orantes can provide you with the guidance you need to make the decision that is right for you.


Free Consultation With a Lawyer


Contact our firm to discuss your situation with Giovanni Orantes.


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