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THE BANKRUPTCY PROCESS ATTORNEY SERVING LOS ANGELES & ORANGE COUNTY, CA

Bankruptcy can be confusing, especially when your emotions are already strained by your debt. An experienced attorney, however, can guide you through the process and help simplify your road to debt relief.

At the Orantes Law Firm in Los Angeles, we can help you navigate the bankruptcy process in California. Attorney Giovanni Orantes has been helping clients through the process in Southern California since 1999. He can provide you with straightforward advice about your debts.

OVERVIEW OF THE PROCESS

Each type of bankruptcy is different. However, whether you are filing for Chapter 7 or Chapter 13, some key elements remain the same:

  • Choose an attorney: It is essential that you choose an attorney you feel comfortable with and one who is experienced at handling all types of bankruptcy issues. When you work with our firm, you can expect quality service, personal attention and skilled representation at every stage of the process.

  • Gathering information: To file for bankruptcy, while we can do your initial consultation based on your knowledge without resorting to documents, you will ultimately need to gather all the information about your debts and assets. Do not wait to have all of your documents lined up before contacting us because the timing of a filing is usually the most important part of the process. During the process, it is vital that you be open and honest throughout the process. If you hide something from your attorney and the court, it could cause serious problems down the road. Working with our firm, we will compile a complete review of your financial situation so we can put you in the best position to regain your financial freedom.

  • Filing for bankruptcy: We will complete the necessary forms and submit the required information to help you file for bankruptcy. The type of bankruptcy you file will depend on your particular situation. We have extensive experience filing cases under Chapter 7, Chapter 11, and Chapter 13 and will also represent parties in Chapter 12 or Chapter 15 cases.

  • Automatic stay: No matter the type of bankruptcy you file, an automatic stay will go into effect when you file. This means that lawsuits and all collections on the debts you declare as part of your bankruptcy will stop. To be sure, all of your debts are listed in a bankruptcy petition. The automatic stay puts an end to harassing phone calls and letters and other harassment from creditors. It can also stop foreclosure, usually permanently.

  • Working with the court and trustee: The court process varies depending on the type of bankruptcy you file. Except for Chapter 11 cases, in which the debtor has most of the powers of a Trustee, with all types, a trustee will be appointed to oversee your case. Our firm can act as your advocate before the trustee and the court.

In a Chapter 13 bankruptcy, you will be put on a three- to five-year payment plan. With every type of bankruptcy, you will need to stay on top of your payments to creditors so you can rebuild your credit. There is life after bankruptcy, and you can gain the debt relief you need.

CONTACT LOS ANGELES BANKRUPTCY LAWYER

Bankruptcy may seem complex, but we can simplify it for you. Contact our law firm for a free initial consultation to discuss your debts and the bankruptcy process. We offer counsel in English and Spanish so you can be represented in your first language.